Integral Finance:

Akhuwat - A Case Study of the Solidarity Economy

There are many misconceptions and concerns regarding Islamic societies and how Muslim countries have failed to come up with their own localised solutions to socio-economic problems in dealing with poverty alleviation and societal development. This book explores why there is so much disconnect between spirituality and enterprise development in the world today, and how a part of the Islamic world, in fact located in Pakistan, can be part of the solution rather than being central to the problem.

Showcasing an unconventional spiritual-financial solution, deeply immersed in spirituality and infused with local moral values and traditions, this book demonstrates how poverty can be alleviated in countries around the world, specifically, in developing Muslim countries.


A book that carries the term “finance” in its title could hardly bear less elements from the dominant finance literature than Integral Finance does and yet, from my point of view, is a source of legitimate pride for Akhuwat and the author. Author commences by trying to give a sense of her very motivation that roots back to her homeland, Pakistan, and describes her still existing characteristics linked to cultural and religious facets of Pakistani land even though she long ago migrated to the west. She thinks most of the worth to tell stories of her homeland go untold and that she had the responsibility to make Akhuwat’s story known to the world.

Integral To Islamic Finance: 

A Semiotic Approach

In this book, Integral to Islamic Finance, we seek to re-position our understanding of money and accounting, placing the re-discovered-at least for the Western world-ancient system of ‘Islamic finance’ centre stage.

When we address questions of semiotics, it is significance, signification, signs and codes that are our primary concerns, which may sound highly abstruse. In fact, the signposts that alternative understandings of money generate, point to very different ways of running economies for societal benefit. So, in addressing the semiotic economics of money and fi nance, we are considering what alternative models of money point to. What are they signs of? How do they demonstrate a different form of signification in society, which may indicate a radical and integral shift in the ways in which we view financial systems? And so, to help us look in a new direction, we need to ask the basic question: what is the meaning of money? This, together with each of the other questions, is raised in this book.

ISBN Complete:978-1-912356-40-9
Price: £24.95